Business Protection

Protecting your livelihood

Business Protection

Protecting your livelihood

Directors and employees with highly specialist skills or knowledge are key employees of the companies they work for. To lose one as a result of a critical illness or death can be damaging to the business. That is why taking out a key-person insurance to protect the company is a wise move.

And if it is a shareholder of the company that dies, the succesion of the business also needs to be considered.

With Business Protection, our qualfied team are able to come to you to discuss you company's requirements and structure suitable policies for your objectives.  Covers to consider include:

  • Key Person Protection - to protect your business from the unexpected loss of a key person;
  • Loan Protection; and
  • Shareholder Protection - to protect your business and your family.

Our qualified and experienced advisers can discuss the options with you before proceeding to recommend a suitable product for your requirements.

Pensions & Raising capital

Directors may prefer to establish a separate pension plan from that of their employees. The reasons for this are that the term of their employment may be a fixed number of years, their tax position may be more complicated than other employees, or they may prefer to set up a different form of pension.

In these circumstances sound pension advice will be valuable.

A pension is a long term investment. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.

Please contact one of our qualified advisers for an initial review of your business on 01481 701 400 or at






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